LEA Schemes
Schoolsafe can tailor any policy to meet the precise needs of an LEA. That’s because we understand that any LEA scheme needs to be flexible and responsive as well as transparent in terms of cost, policy type, and the types of cover provided.

Our experience also enables us to prepare and submit tenders for LEA schemes within stringent time limits. Then, once Schoolsafe is appointed, we have the resources to ensure that the scheme is brought in to existence in an efficient and structured way. Please take a look below at what School safe can offer you and should you require further information then please submit your details here:
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Flexible Schemes
There are a number of ways Schoolsafe can work in partnership with LEAs:

• ‘Stop loss’ insurance’ – some LEAs have their own mutual insurance scheme but would like commercial insurance in order to protect the scheme against the cost of claims running above a certain threshold e.g. the cost of claims running above 115% of the total contribution paid in by each school.
Alternatively LEAs may wish to cover any individual absence exceeding a certain number of days e.g. any absence exceeding 15 days.
• Act as the recommended LEA supplier – LEAs may wish to act as a conduit to the individual schools (with the LEA acting as the bulk purchasing scheme) thereby giving flexible policy options on excess periods, daily benefits, choice of which staff to be covered etc, and with the advantage of preferential rates relative to the numbers of schools opting into the scheme.
• ‘Mutual’ (pooled) Scheme – some LEA’s may wish to continue with the same pooled scheme as used previously. We can look at taking over this scheme on the same basis providing run-in cover together with various other policy options.
• Help with the Management of an LEA’s own scheme – We can provide information for absence analysis, and proactively help with absentee management.

Insurance Packages
Schoolsafe are able to cover all you insurance requirements such as Building and Contents, Travel Insurance, Medical Insurance, Computers and IT, and Governors Liability.

LEA - Policy Options that are Tailored to your Requirements
Irrespective as to whether an LEA chooses to recommend Schoolsafe as the provider to their schools (benefiting from preferential rates), or if one of our other scheme options is deemed more suitable, we offer the following:

Benefit policy - with no evidence of supply required, making the claims process simple.

Flexible Policy/Cover Options:
• Choice of daily benefit and excess period (first day cover onwards).
• Maternity cover, paternity leave, adoption leave, jury service or other official duties, bereavement and compassionate leave, suspension cover, stress-related illness with no additional excess.
• NEW – School support service – including stress rehabilitation.
• Cover for pre-existing conditions.
• Cover for pre-planned surgery.
• Run-in cover for ongoing claims.
• Phased return/no repeat excess for interrupted claims.

LEA Schemes - Risk Management
Schoolsafe can help LEA’s look at their Risk Management Programme

1.) Risk Management for the LEA: Monthly scheme monitoring reports are provided, with annual or monthly absence analysis, comparison reports, broken down by area, school type (primary, junior, secondary, or special school).
2.) Risk Management for the Individual School: As above but for the school itself, with analysis of absences on monthly or annual basis, broken down by illness/absence type enabling the individual school to tackle staff absence with a proactive absentee management programme.

Staff Absence Management Programmes
Proactive Absentee Management Solutions:
Schoolsafe are able to offer not only an accident and illness policy but the ability to add on medical insurance, medical rehabilitation, and free health checks and stress management. Annual seminars for the schools are provided within the scheme to aid with absence management (including Staff Coaching/Leadership Training), with a dedicated claims help line.

Schoolsafe offers a range of solutions to help with the prevention of absence in addition to obtaining the data for your risk management.